Aetna Group Health Insurance

If you are considering using Aetna as your group health insurance carrier, you will want to find updated group health insurance info for Aetna so you know what your options are. Most companies, Aetna included, offer more than one group health insurance policy for you to consider.

When companies choose group health insurance from Aetna, they can help their employees save money while saving themselves.

There are three different ways in which you can offer your employees savings:

With Aetna POP employees can pay for their portion of the expenses based on a pretax basis. Health care premiums will change and so will the employee's portions. This can be available by itself or combined with the Aetna FSA.

With Aetna FSA you can give your employees a chance to save on their health expenses with pretax money. This will also help lower your payroll taxes so it can benefit everyone involved. With Aetna FSA you can pay for a wide variety of health care expenses, including things which are not covered by your health insurance such as OTC drugs, dental care and eyeglasses. A health care spending account may be used with Aetna FSA to help manage the funds being used. Additionally a dependant care spending account can be used to help you pay child or elderly care expenses.

With Aetna TRA you can use your pretax dollars to pay for transportation and parking expenses if you commute to and from work. You can also set aside $110 a month for mass transportation and also $215 a month for parking. These figures can change from year to year so be sure to find out updated amounts.

What are some of the advantages to these group plans from Aetna?

For Employers:

1. Helps reduce FICA tax
2. Reduces unemployment tax
3. Reduces workers' comp tax
4. Helps recruit new employees
5. Can help reduce turnover
6. Can enhance the employee benefit package
7. Practically pays for itself in tax benefits

For Employees:

1. Reduces your taxable income
2. Offers convenience
3. Increases spendable income

These benefits make it easy to see why group health insurance from Aetna is great for all parties involved. If you'd like more group health insurance info for Aetna, contact a local provider today.

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